Introduction to Retirement Planning
Retirement planning involves visualising your key goals for your retirement years and setting up a plan to help you achieve those goals through financial planning.
Is your pension going to the right person? A common blind spot
Failing to update your pension beneficiary could mean your money goes to the wrong person – some people even have an ex-partner listed. Regularly review your nominations to make sure they reflect your current wishes and protect those who matter most.
Economic Review – July 2025
Our latest Economic Review looks back on July – the UK economy continues to struggle with weak growth, surprise inflation increases and a cooling jobs market. Despite headwinds, interest rate cuts are still expected as policymakers weigh mixed data and softening demand heading into the second half of 2025.
Navigating the great wealth transfer – what it means for you
With up to £7trn set to change hands across generations, the great wealth transfer is reshaping the future. Whatever your age, proactive planning and open family conversations are key to securing your financial goals.
How inflation impacts your finances – Getting to grips with the basics
Are you curious about the impact of inflation on your finances? Our guide can help by explaining the basics of inflation, what ‘Bank Rate’ is, how inflation is measured, purchasing power and the importance of long-term, tax-efficient investments such as pensions and ISAs
Investing for the long term – lessons from the past
Market ups and downs are inevitable, but long-term investing rewards patience. History shows growth despite setbacks. A clear plan and regular reviews can help keep your goals on track.
Investing in Times of Uncertainty
Markets are unpredictable, but discipline, diversification, and a long-term view help you stay focused. Don’t let short-term noise derail long-term goals—your plan is built for moments like this
Nearly three quarters of people don’t understand Inheritance Tax
Nearly three quarters of UK adults don’t understand Inheritance Tax, while 40% consider estate planning to be the ‘last great family taboo.’ Avoiding conversations and advice could cost families dearly – especially as more estates fall into the tax net.
Inheritance Tax receipts hit new highs – why planning matters more than ever
Inheritance Tax receipts hit a record £8.2bn in 2024/25, likely driven by rising property and asset values and frozen thresholds. As more families face six-figure bills, proactive planning is now essential to maximise Inheritance Tax receipts have hit record highs due to frozen thresholds and rising property values e what you pass on to loved ones.
Economic Review – August 2025
UK growth beat expectations in Q2, while inflation climbed to an 18-month high. The Bank of England cut rates, but future policy looks uncertain. Public borrowing improved, though fiscal pressures mean tax rises are still likely in the autumn.