Government confirms unspent pensions to be included in IHT from 2027
Unspent pensions will soon be subject to Inheritance Tax (IHT), potentially impacting how wealth is passed on. With rules changing in 2027, it’s vital to review your estate plans early and consider how your pension fits into the bigger financial picture.
Bridging the wealth divide for future generations
The generational gap in wealth accumulation is stark due to evolving economic conditions and an ageing population. Younger generations hold just 4% of UK wealth. Planning ahead is key to protecting your family’s future and bridging the generational wealth divide.
The value of advice in building financial confidence
Financial advice boosts investor confidence and optimism. Advised clients feel more secure, value expert support, and are more positive about long-term market growth—highlighting the key role advisers play in navigating uncertainty and delivering value for money.
The value of advice in building financial confidence
Financial advice boosts investor confidence and optimism. Advised clients feel more secure, value expert support, and are more positive about long-term market growth—highlighting the key role advisers play in navigating uncertainty and delivering value for money.
‘Finfluencers’ too trusted by the under-30s
A survey shows nearly 80% of under-30s trust financial information from social media, with 77% trusting financial influencers (‘finfluencers’). However, the FCA warns about scams, urging young people to seek professional financial advice rather than relying on social media.
An introduction to intergenerational financial planning
Intergenerational planning involves establishing a family roadmap detailing who should receive your money and how you would like it used, ensuring family aspirations are met, while keeping you firmly in control of your finances.
An introduction to investing for children
We all want our children to have the best possible start in life – but providing such a start expensive. Whatever your goals for your child’s future, it’s best to plan it out at the earliest opportunity
An introduction to tax planning
Most of us face being taxed on our income, our capital gains and in some circumstances, the value of our estate when we die. Taxation can be complicated and the rules, reliefs, exemptions and allowances often change
An introduction to receiving a windfall
A windfall is a sudden financial event such as a lottery win, an inheritance, a bonus or redundancy sum, from understanding tax implications to deciding how to invest to meet your financial goals, a windfall requires careful planning.
Introduction to Retirement Planning
Retirement planning involves visualising your key goals for your retirement years and setting up a plan to help you achieve those goals through financial planning.